Digital payments continue to gain traction in Nigeria and other African countries, even as many people still grapple with receiving international payments from clients, friends, and family. While opening a PayPal account to make payments has been feasible over the years, receiving payment through PayPal remains a major challenge. But with the partnership of Flutterwave with this service, you may learn how to receive PayPal payments using Flutterwave.

How to receive PayPal payments using Flutterwave

Flutterwave is a unicorn that revolutionizes Africa’s payment space by providing fast, scalable, and affordable payment services for individuals and businesses.

Therefore, the integration of “Pay with PayPal” on Flutterwave would enable more Africans to receive cross-border payments – which is in addition to using Google Pay and Apple Pay on the platform.

Overview Of Flutterwave Operation With PayPal

Registered Flutterwave users can start receiving international payments via PayPal by navigating to their Flutterwave account dashboard and activating it as one of their payment options. This applies to the users in countries where Flutterwave operates – Nigeria, Kenya, Ghana, South Africa, etc.

This service offering allows Flutterwave users to receive payment from over 370 million PayPal users around the world. You don’t need a PayPal account to start receiving payments via Flutterwave. However, it is essential to set up a Flutterwave account as an individual, business, or non-governmental organization (NGO) to enable PayPal as your part of the payment method on the platform.

How To Receive PayPal Payments Using Flutterwave

The following are the steps to receive PayPal payments through the platform:

  • Visit the official Flutterwave website to create an account.
  • Choose your preferred account. This can be individual (suitable for freelancers), business, or NGO for corporate accounts.
  • For Freelancers: You must provide your business name, Bank Verification Number, address, account number, means of identification, etc. to complete the registration.
  • For a business account: You must provide all the requirements for freelancers, including corporate account details, memorandum of association, tax identity number, certificate of incorporation, etc.
  • Your account is ready upon providing all the required information and documents. You will be automatically redirected to the Flutterwave homepage, on which you will receive a welcome message.
  • Add your local bank details into which you will withdraw money from your Flutterwave account.
  • Connect PayPal to Flutterwave by going to your dashboard and “Enable PayPal” as one of your payment options. Once done, you can add the payment option to your website or generate Flutterwave payment links for your clients.

Cost Of Using PayPal On Flutterwave

Flutterwave charges 4.4% of every transaction you make with PayPal. This also includes $0.3 per transaction.

Frequently Asked Questions (FAQs) About Receiving PayPal Payments With Flutterwave

How Long Will It Take To Receive PayPal Payment On Flutterwave?

According to Flutterwave’s current transaction cycle, the processing time for PayPal payment depends on the location or the transaction source. So this can span between one (1) and five (5) days from the time of payment.

Can I Use Pay With PayPal As An Individual?

Yes, you can use Pay with PayPal as an individual, but you must have a registered business account.

How Do I Activate With PayPal On Flutterwave?

Click on “Account Settings” on the dashboard to view payment options. Navigate to “What methods of payment do you want?” and choose “Enable PayPal” and “Save.’

How Does A PayPal Customer Pay A Flutterwave Merchant?

Navigate to click the “Pay with PayPal” option on Flutterwave’s merchant checkout page. Follow the prompts as you’re redirected to your PayPal account. Upon verifying the payment on the modal, you will be automatically redirected to the merchant’s checkout page.


We cannot overemphasize the significant benefits that receiving PayPal payments using Flutterwave would spell for businesses and individuals that solely operate with receiving cross-border payments. While this would enable PayPal to minimize the complexities of global expansion, it will break barriers associated with international payments.